Burch Insurance » Savings

Saving Money On Auto Insurance.

josh — Thu, 17 Jun 2010 11:39:38 +0000

When it comes to auto insurance, rates can differ a great deal from company to company. Shopping around can really pay off. One advantage of working with independent agents that represent more than one company is their ability to compare rates with multiple companies.

Here are a few other things to consider that might help lower your premium.

Do you qualify for discounts? Some carriers offer discounts for vehicle features like anti-lock breaks.
Do you have the right coverage for your car? With an older vehicle, carrying comprehensive and collision coverages may not be worth the money.
Do you have an up to date policy? Moving, getting married, having a few years pass since that last speeding ticket… These are all things that could make you eligible for a rate reduction.

If you have questions about your auto policy you are always welcome to give us a call.

Flood Insurance: Are you protecting your biggest investment?

Chris — Tue, 12 May 2009 19:57:44 +0000

A flood can happen quickly and cause a tremendous amount of damage. Recovering from a flood can be very costly, especially when you find out too late that the damage caused by a flood is not covered by your homeowners policy?! That is right, a standard homeowners policy does not provide coverage for flood damage. Coverage for damaged caused by a flood is provided by a Flood Insurance policy. Contrary to popular belief, Flood insurance policies are not just for homes built in a high-risk flood zone. Coverage is available for residential properties in high, moderate and low-risk zones. Homes located in low and moderate-risk zones may be eligible for preferred rating. Wondering if your home is a risk?… We can help. Contact us today to learn more about how flood insurance can help protect your biggest investment.

“I got a speeding ticket… Will my auto insurance premium increase?”

Chris — Tue, 12 May 2009 19:42:18 +0000

Simple question, right? Unfortunately, no. When you receive a speeding ticket your premium may increase… Then again, maybe it won’t. When your receive a speeding citation, your insurance company will commonly review your driving history, the length of time you have been insured, and how fast your were going before determining if you will pay more. What is the best way to avoid paying more for a ticket? Slow down, drive safely, and avoid that ticket in the first place!