http://www.burchins.com Your Local Source for Insurance Wed, 13 May 2009 20:41:38 +0000 http://backend.userland.com/rss092 en As an independent insurance agent I have one very distinct advantage over my "captive" competitors: I have a wide variety of choices I can offer my clients when it comes to finding the best insurance. What's a captive agent? A "captive" agent is an insurance agent that works exclusively for one company, ... http://www.burchins.com/featured-articles/choices-why-you-should-talk-to-an-independent-insurance-agent/ A flood can happen quickly and cause a tremendous amount of damage. Recovering from a flood can be very costly, especially when you find out too late that the damage caused by a flood is not covered by your homeowners policy?! That is right, a standard homeowners policy does not ... http://www.burchins.com/featured-articles/5-ways-to-save-on-home-insurance/ Simple question, right? Unfortunately, no. When you receive a speeding ticket your premium may increase… Then again, maybe it won’t. When your receive a speeding citation, your insurance company will commonly review your driving history, the length of time you have been insured, and how fast your were going before ... http://www.burchins.com/featured-articles/speeding-ticket/