As an independent insurance agent I have one very distinct advantage over my “captive” competitors: I have a wide variety of choices I can offer my clients when it comes to finding the best insurance. What’s a...

A flood can happen quickly and cause a tremendous amount of damage. Recovering from a flood can be very costly, especially when you find out too late that the damage caused by a flood is not covered by your homeowners policy?! That...

Simple question, right? Unfortunately, no. When you receive a speeding ticket your premium may increase… Then again, maybe it won’t. When your receive a speeding citation, your insurance company will commonly review your driving...